Subscribe Feed (RSS)If you don’t know what ‘phishing’ is, it’s time to make yourself aware. ‘Phishing’ is a common technique used by scammers today.
What is ‘phishing’? Phishing is when scammers trick unsuspecting victims into giving up their personal information or even bank account numbers. The way they trick victims is by sending out fake emails or setting up fraudulent websites that appear legitimate, asking you to input your information. These types of scams are from the 90s but are still popular today.
The most clever scammers usually make copies or duplicates of a real organization’s website and utilize it to trick people into inputing their personal information. The fraudulent website will often look identical to the authentic one, taking advantage of customers who are unaware of the difference. Scammers sometimes send emails containing a link to these types of website, re-directing them with the click of a mouse.
Consumers aren’t the only ones affected by phishing scams. Business owners can be targets too, especially if they do business online. Because such online scams exist, consumers are wary to make online purchases, fearing their information might be stolen and used. The Federal Trade Commission works to prevent and prosecute such crimes and wants consumers to be vigilant when working with their personal information online.
Not every website can be trusted with your online information. Before you decide to input any of your personal information or bank account information into an online application, it’s important to make sure the company you’re dealing with is reputable. Check the company’s track record with the Better Business Bureau. Consumers can record complaints against particular companies with the organization so it’s easy to see whether or not a company is trust worthy. Even so, finding nothing wrong doesn’t mean you’re in the clear. Do as much digging as possible to find out the real story behind a company.
Always use a site with a secure server. It’s easy to tell the difference between a site with a secure server and one without a secure server if you know what to look for. The URL should say ‘https://,’ which means it is a secure site. Also, there will be an icon that looks like a lock at the bottom right hand side of your browser window. When it is in the ‘locked’ position, you are looking at a secure server site.
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