Preventing Your Identity Get Theft

November 1st, 2008 by DailyBulls | Filed under finance.

During the day, you have a lot of activities that give your personal
information on the risks – from writing a check in the store to charge
the goods in person or by telephone. You may not think twice about
these transactions, but others may.

Identity theft – where
the offender is assumed someone’s identity for personal or financial
gain, such as the theft of credit cards to ensure that financial
transactions in the victim’s name – is the fastest-growing crime in
America.

According to the U.S. Postal Inspection Service, has
nearly 10 million cases of identity theft in 2004, which cost consumers
5 billion U.S. dollars.

The National Citizens’ Crime
Prevention Campaign, sponsored by the National Council for Crime
Prevention, aims to educate consumers about what can I do to avoid
identity theft. The Council offers the following tips.

* Do
not give your personal information unless you initiate the contact or
you know the person or company with whom you are dealing with. Also,
never disclose personal information such as Social Security number or
bank account number, and in response to e-mail. Legitimate business
will not you do this.

* Do not disclose your credit card
number to an online retailer, unless it is encrypted and secure Web
site. Look at the first part of a Web address in your browser. It was
should read “https ://.”

* Do not use your social security number or telephone surveys or credit card receipts.

* Remove all documents with personal information from the hard drive before discarding your computer or send it for repair.

* Shred discarded documents, including preapproved credit card
applications, bank statements, store receipts and bills. “Dumpster
divers” can gain access to your personal information when such items
are thrown in the trash.

* Cancel all credit cards, which have not been used in the last six months. Open credit is the main target for thieves.

* Order your credit report at least twice a year and report any errors to the credit reporting agency in writing.

If you are a victim of identity theft, contact your local police
department as soon as possible. If your identity has been stolen in one
jurisdiction but used in another Member State, you can report the crime
in both jurisdictions.

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