Subscribe Feed (RSS)Drivers in every state are required to have AZ car insurance. Some states require more insurance than others, but all require that you either have insurance or provide a bond with the state showing that you are financially responsible in case of an accident.
If you are pulled over by the police and do not have car insurance in some states, the police can confiscate the license plates to your car and your registration can be canceled. You can be fined in other states and be required to show the court that you now have insurance. If you must have insurance after being stopped without insurance, it may cost you more.
Canceled registrations and fines are the least of your worries if you are involved in an accident without insurance. The cost is going to be much more.
If you are involved in an accident and do not have insurance, some states make you automatically the driver at fault. All repairs and medical expenses are your financial responsibility. Even if you are not in one of these states and have an accident, if you are at fault, the resulting expenses can be exorbitant.
In addition to the loss of your own vehicle, you may be responsible for the damage you cause to the other vehicles involved in the accident. With new vehicles averaging over twenty thousand dollars today, the expenses can add quickly.
If there is an accident you may also be responsible for medical expenses of everyone in the accident. A trip to the emergency room can cost three thousand dollars, intensive care can cost three thousand dollars a day and any surgeries will continue to add to the bill. One person spending a week in the hospital can easily rack up a thirty thousand dollar bill. Multiple persons in the hospital could put you over one hundred thousand dollars in debt.
Even though you are a safe driver, it only takes a small distraction and you can be involved in an accident. These distractions that cause accidents have cost drivers without insurance their financial security and some have had to file for bankruptcy protection.
Driving without insurance is a penny wise but pound foolish philosophy. If you are a safe driver with not accidents or moving violations, you may be able to find insurance that is very inexpensive. The amount of money it saves you can be great.
Get info about saving money on Peoria auto insurance and also finding Chandler car insurance quotes and rates.
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